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In addition, clients for this type of plan could have severe legal or criminal backgrounds. It is essential to note that various carriers offer a series of issue ages on their guaranteed concern plans as low as age 40 or as high as age 80 - funeral policies for over 60. Some will also provide greater face values, approximately $40,000, and others will certainly permit better death advantage problems by boosting the rate of interest with the return of costs or decreasing the number of years until a full survivor benefit is readily available