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Additionally, clients for this kind of plan can have extreme legal or criminal backgrounds. It is very important to keep in mind that various providers supply a variety of issue ages on their assured problem plans as reduced as age 40 or as high as age 80 - final expense insurance for seniors over 80. Some will certainly additionally use greater face values, as much as $40,000, and others will certainly enable far better survivor benefit conditions by boosting the rate of interest with the return of premium or minimizing the variety of years up until a full survivor benefit is readily available